Compliance Notices
ECOA, FCRA, and USA Patriot Act disclosures.
Last Updated: August 2026
Equal Credit Opportunity Act (ECOA) Notice
The Federal Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant can contract), because income derives from public assistance, or because the applicant has exercised rights under the Consumer Credit Protection Act.
The federal agency that administers compliance for commercial lenders is:
Federal Trade Commission (FTC), Equal Credit Opportunity, Washington, D.C. 20580
USA Patriot Act / OFAC Compliance Notice
To help the government fight terrorism and money laundering activities, federal law requires all financial institutions and their partners to obtain, verify, and record information identifying each person or business that opens an account or applies for financing.
When you apply, we may ask for your name, address, date of birth, business tax ID, and other information that will allow us to identify you.
FCRA (Fair Credit Reporting Act) Disclosure
Under the Fair Credit Reporting Act (FCRA), you are entitled to know if information in your credit report has been used against you in a financing decision. If your application is declined based on information from a credit report, you will be notified in writing with the name and contact information of the reporting agency.
Disclaimer of Liability / Release
By submitting an application, inquiry, or engaging with Forge Capital & Leasing, you agree that neither SLDavid LLC, Forge Capital & Leasing, its officers, representatives, nor affiliates shall be held responsible for any loss, delay, or damages arising from:
- Third-party actions or omissions (lenders, vendors, or funders).
- Data transmission errors, cyber incidents, or service interruptions.
- Any reliance on preliminary quotes, terms, or representations prior to written approval.
All financing decisions are subject to final review and approval by a qualified funding partner.